Motor Vehicle Accidents - Insurance
Many states have laws requiring drivers to posses a minimum amount of liability coverage. The amount of insurance a driver is required to carry varies from state to state. The purpose of the insurance is to pay for damages to others if you are found at fault for a motor vehicle accident. If pay for greater coverage, the additional funds may protect you from loss if you are found liable in a motor vehicle accident. Remember, liability insurance only pays to settle claims or judgments against you if you are found negligent.
To shield yourself against claims from other drivers or passengers in case of a motor vehicle accident, you can purchase "uninsured or underinsured motorist benefits" coverage. This allows you to receive compensation from your own insurance company if a negligent driver has limited liability insurance. If the amount of your damages exceeds the negligent party's coverage, you can make a claim under this coverage from your own company.
To cover medical bills, you will need to purchase an additional "medical payments" coverage. Medical payments coverage may go by various names, but the purpose of the coverage is to pay for the medical needs of a driver or passengers. It only covers those who are in the insured motor vehicle.
"Collision coverage" covers repairs or replacement to your vehicle after an accident, regardless of who is at fault. There is usually a deductible on the amount paid. This allows you to have repairs on your vehicle if you are at fault, if your motor vehicle is damaged by someone who has no insurance, or the person at fault flees the scene.
If you are experience difficulty with insurance coverage after an accident, call VanDerGinst Law at 1-866-843-7367 or click here for a FREE online case evaluation. The initial consultation is free of charge. If we agree to handle your injury case, we will work on a contingency fee basis, which means we get paid for our services only if, and when, there is a money recovery for you. In many cases a lawsuit must be filed before an applicable expiration date, known as a statute of limitations. So please call right away to ensure that you do not waive your right to possible compensation.
Links on the Web
 Davenport NewswireComprehensive Real-Time News Feed for Davenport, IA. |
| Tue, 22 May 2012 09:06:00 GMT Rattlers Report: Wisconsin 7, Kane County 4 Appleton Post-Crescent ... was at second base with two outs. Walla drove in Neda with a single for a 5-3 lead. McMahan provided a little more insurance with a long leadoff home run to left in the eighth inning. Brandon Macias tacked on a run with an RBI single later in the ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Tue, 22 May 2012 09:06:00 GMT Rattlers Report: Wisconsin 7, Kane County 4 Appleton Post-Crescent ... was at second base with two outs. Walla drove in Neda with a single for a 5-3 lead. McMahan provided a little more insurance with a long leadoff home run to left in the eighth inning. Brandon Macias tacked on a run with an RBI single later in the ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Sat, 12 May 2012 07:00:00 GMT Moline Ambulance Fee Increase Fails KWQC-TV Davenport ... increase the fees. Aldermen who voted against the increase say it would place the burden on people who do not have insurance. Those who voted in favor of a fee increase say it is a good way to raise revenue for the city. Moline city leaders review ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Mon, 30 Apr 2012 22:26:58 GMT Ophthalmic Technician Vision Monday ... resulting from gains in production and efficiency. We also provide health, dental, vision, life, and disability insurance. Our 401k program has traditionally provided employees with a 5% of gross wages contribution by Eye Surgeons with no ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Tue, 24 Apr 2012 18:24:31 GMT Burlington gettingtwo new principals Hawk Eye ... $1,006 to the base salary, making the generator base $31,132. In addition, the contract has no rate increase for insurance. Instead, the district will only offer a two-tiered insurance plan, which will save the district more than $300 per teacher. ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Thu, 12 Apr 2012 05:00:00 GMT Margaret M. Sunderbruch 1915-2012 The Times ... nurse and at Mercy Hospital, Davenport. In later years she worked with her husband in their business, Sunderbruch Insurance Agency. Mrs. Sunderbruch was a member of St. John Vianney Catholic Church, Catholic Women's League, Serra Club and the ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
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| Cook County Newswire Comprehensive Real-Time News Feed for Cook County, IL. |
| Wed, 23 May 2012 17:01:41 GMT Driver charged with DUI in crash that killed 8-year-old in Skokie Chicago Sun-Times ... an accident. Goma, who was also cited for failure to yield at a stop intersection and failure to provide proof of insurance, was scheduled to appear for a bond hearing in Skokie on Wednesday. Carter was a Madison School second-grader. Principal ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Tue, 22 May 2012 21:35:27 GMT Dems to choose Derrick Smith challenger ABC7 Chicago ... that we didn't think that we got all that we need in order to make responsible decision," said White. Allstate Insurance manager Melissa Conyears, Chicago Police Officer Eddie Winters and Lance Tyson, the former chief of staff to ex-Cook County ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Sat, 19 May 2012 11:08:19 GMT Police Blotter: Twitter Harassment, Home Egged Patch.com ... on Twitter. May 9: Elijah C. Carter, age 46, of 421 Washington Street, was arrested for DUI, BAC over .08 and no insurance at the above address. The subject was released on band and given a Cook County court date of June 25, 2012 at 9 a.m.A May 9: A ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Thu, 17 May 2012 01:21:14 GMT Business Briefs OakLeaves ... Park, visit the website at www.visitoakpark.com. Dan Browne, of Oak Park, a sales representative of Forest Agency Insurance in Forest Park, has earned the status of Leader for last year's exemplary business performance with MetLife Auto & Home, and ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Wed, 16 May 2012 22:38:00 GMT Evanston police blotter for May 16, 2012 Evanston Review ... from his backpack around 5 p.m. Monday at a park near Payne Street and Darrow Avenue. Some cash, keys and an insurance card were stolen from an unlocked 1994 Dodge parked in a business lot between 12:30 a.m. and 2:45 p.m. Saturday on the 100 block ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
| Wed, 16 May 2012 21:17:09 GMT Family: Groom wanted in wife's murder made odd phone call The Southtown Star ... according to driving records. His license was suspended from 2010 through 2011 after he failed to carry high-risk insurance. Records from the Secretary of State's office show Jimenez was charged with driving on the left side of the roadway in 2007 ... Click here to read this Motor Vehicle Accidents - Insurance news article. |
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