General Disability Claim Info
The law defines "disability" as the inability to engage in any substantial gainful activity because of a medically determinable physical or mental impairment that can either be expected to result in death or that has lasted (or can be expected to last) for a continuous period of at least 12 months. A medically determinable physical or mental impairment is one which results from physical or psychological abnormalities that can be shown through clinical and laboratory diagnostic techniques. A physical or mental impairment must be established by medical evidence consisting of signs, symptoms and laboratory findings; it cannot be solely based the individual's statement of symptoms.
Disability contracts are agreed upon in a variety of forms. Plans can be available from both employers and private insurers. Public sector plans, including Social Security and some State Disability Insurance programs, are also available. Veterans, members of the armed forces, government workers and coal miners are also covered by federally-sponsored programs.
After you determine your eligibility for disability insurance, you should file a claim depending on the private and public sector plans under which you are covered. Depending on varying circumstances, the amount you are reimbursed can vary. To ensure you receive the maximum benefits you are entitled to, it is best to hire an disability claims attorney to assist with the processing and disbursement of your benefits.
If you or a loved one has suffered personal loss, injury, illness, or death and seek to file a claim, call VanDerGinst Law at 1-866-843-7367 or click here for a FREE online case evaluation. The initial consultation is free of charge. If we agree to handle your injury case, we will work on a contingency fee basis, which means we get paid for our services only if, and when, there is a money recovery for you. In many cases a lawsuit must be filed before an applicable expiration date, known as a statute of limitations. So please call right away to ensure that you do not waive your right to possible compensation.
